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Here you can find all of the sales and promotions that are currently being offered by Canada’s largest banks.
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This information will be updated regularly and was last updated on July 4th, 2017. If you would like to add any promotions or sales, please comment below or message me at email@example.com. All promotions are subject to change and it’s important that you understand all terms and conditions before signing up to a financial product.
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CIBC’s Bank Sales
- Receive $300 when you open a new Smart Account with CIBC Mobile banking. Must set-up one direct deposit or 2 preauthorize payment. Offer ends on August 31, 2017. Details can be found here.
- Earn 2.00% on new deposits to a TFSA. The promotional rate is paid until July 31st, 2017. New deposits are determined to be any balance above your account’s closing balance on May 1, 2017.
- Earn 1.50% on a 1-year GIC, 1.75% on a 3-year GIC, and 2% on a 5-year GIC. The deposited amount must be over $1,000, and the promotion can end at anytime.
- The Visa Aventura Infinite and Aventura Gold card both have a 15,000 points welcome bonus, and they have no fee during the first year for primary and secondary card holders. The offer ends on October 31st, 2017.
- Receive up to 4% cash back and no fee for the first year when you open a new Dividend Infinite card. The offer ends on October 31st, 2017.
- The “Cash Back Mortgage” pays up to 5% cash back on your mortgage amount for transfer-ins and new purchases. This offer applies to 5-year fixed-rate mortgages and a few other mortgage types (at cash back rates). It’s important to add that cash back mortgages often have higher interest rates and may be more expensive in the long run. This offer can end anytime and the max cash back is $50,000.
- Transfer-in or open a new Home Power Plan and receive either $500 or $750. Application must be submitted by October 31st, 2017 and fund within 120 days. Mortgage must have a term that’s 3 years or longer and must be over $100,000. A $500 cash payment will be made for mortgages that are $100,000 to $299,999 and $750 is paid for mortgages over $300,000.
- Receive a 2.7% promotional rate until March 4th, 2018 on a new secured line of credits within a Home Power Plan. Offer ends on October 31st, 2018
TD’s Bank Sales
- Receive $300 when you open either a Unlimited Chequing or All-Inclusive Plan and meet conditions by October 4th, 2017. Must set-up 2 of the following three options; i) Set-up a direct deposit ii) Make an online bill payment over $50, or iii) set-up a reoccurring withdrawal that’s over $50. Man other conditions apply and it’s important that you verify eligibility here.
- Receive a 10,000-30,000 point bonus on select Aeroplan credit cards.
- Currently 4-year fixed mortgages are 2.79% and 3-year fixed are 2.64%.
Scotiabank’s Bank Sales
- Receive up to $400 when you sign-up for a momentum bundle by September 30th, 2017. This includes opening a momentum chequing account, visa, and savings. Qualifying individuals will receive $50 from opening a momentum savings and holding a minimum balance of over $5,000 from October 1st to 31st 2017. For the Momentum chequing, either 1 pre-authorized debit or 2 pre-authorized transactions over $25 must occur. Momentum chequing account offers 1% cash back up-to $300 until October 31st, 2017. First year fees on a momentum credit card will also be waived in the bundle. Account holder will also receive an additional $50 if all conditions are met. Many, man conditions are applicable and it’s very important that you review your eligibility here.
- Receive 2.15% on deposits in the Momentum Savings account. Total deposits must be over $5,000, and the promotional period ends on August 31st, 2017.
- Many credit card deals are available; including free movies, low introductory interest rates for the first six months, and no annual fee for the first year.
- Other third party promotions include Turbotaxes and 12 months of free McAfee virus protection.
Bank of Montreal’s Bank Sales
- Clients can take advantage of Planshare accounts that allow them to open as many as 20 accounts under their names for one monthly fee.
- Pay no management fees on your first $15,000 for a year when you open and fund a new SmartFolio. Account must be opened by July 31st, 2017 and funded by June 30th, 2017. Use the promocode promo15000 – full details can be found here.
- Various credit card offers exist that include conditional 4% cash back, 500-2,000 of free Air Miles points, and more.
- Get an interest rate of 2.59% for a five year fixed rate mortgage (APR 2.61%) and 3.94% for a ten year fixed mortgage. Pre-payment restrictions apply and it’s vital investigate before taking advantage of this deal.
RBC’s Bank Sales
- New clients can receive an Apple Watch or an iPhone SE (16gb) for opening up a new qualifying account and meeting many qualifications. To qualify, an account holder must open a new RBC Signature No Limit Account – $14.95/mth – or RBC VIP banking account – $30/mth by September 1st, 2017. Account holders must also set-up a reoccurring direct deposit or 2 preauthorized monthly withdrawals by October 31, 2017. Many conditions are involved and it’s recommended that you read the full details here.
- Receive 250 West Jet Dollars when you open a new West Jet credit card.
- RBC is currently offering 15,000 welcome points on their Avion Platinum Visa card, and many other credit card offers.
PC Financial’s Bank Sales
- 2.50% on new deposits into a TFSA account. Promotional period ends on August 31st, 2017. Details can be found here.
- PC Financial World Elite MasterCard currently has no annual fee.
- Currently offering a 4-year fixed mortgage at 2.49% and 2.29% on a 2-year mortgage.
Tangerine’s Bank Sales
- Receive up to $150 as bonus when you open a new chequing and savings account with Tangerine. Receive a $25 when you open a chequing and savings account and deposit a $100 or more. Receive an extra $100 if you transfer in an automatic payroll deposit. Offer ends on August 31st, 2017 and full details can be found here.
- New clients receive an annual interest rate of 1.9% or 2.4% for 6 months on all balances in savings, TFSA or RSPs accounts. You receive 1.9% when you open a savings and 2.4% when you open a savings and chequing account. Offer expires on May 15th, 2017
Note: Great effort is taken to provide accurate and updated sales and promotions information, but these offers can be changed by the providing organization at any time. Therefore, we are not liable for any informational changes or errors.