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Here you can find all of the sales and promotions that are currently being offered by Canada’s largest banks!
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This information will be updated regularly and was last updated on July 3rd, 2019. If you would like to add any promotions or sales, please comment below or message me at firstname.lastname@example.org. All promotions are subject to change and it’s important that you understand all terms and conditions before signing up to a financial product.
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CIBC’s Bank Sales
- Have the first year of fees waived when you open a new CIBC Smart account and meet all conditions. Account must be open by August 31st, 2019 and you must set-up either 1) a reoccurring direct deposit or 2) two monthly pre-authorized withdrawals within 3 months of opening the account. Full details can be found here!
- Students that open new Smart Student accounts are eligible to receive $60. Conditions include having 5 eligible debit transactions and not previously having a CIBC chequing account. Offer expires on September 30th, 2019
- The Visa Aventura Infinite and Aventura Gold card both have a conditional 20,000 points welcome bonus and offer a $120 travel credit. Available only to clients that do not have an existing CIBC credit card. The offer ends on October 31st, 2019.
- Receive up to 10% cash back on select purchases within the first 4 statements with a maximum credit of $200. Offer ends on October 31st, 2019.
- The “Cash Back Mortgage” pays up to $2,500 cash back on your mortgage amount for transfer-ins. This offer applies to fixed term mortgages 3 years and longer and a the 5-year variable fixed. It’s important to add that cash back mortgages often have higher interest rates and may be more expensive in the long run. This offer can end anytime.
TD’s Bank Sales
- Receive $300 when you open a unlimited or all-inclusive chequing account and meet all conditions. Must also have 2 of the following by November 15th, 2019; i) reoccurring direct deposit ii) 2 preauthorized withdrawals valued at $50 or more iii) Online bill payment of $50 or over. Other conditions include not having another TD chequing account or taking part in any past promotions since 2016. Offer expires on September 20th, 2019. Full details can be found here!
- Receive a 10,000-30,000 point bonus on select Aeroplan credit cards.
- Currently mortgage promotions include a 3-year fixed mortgages are 2.92%, 5-year fixed are 2.97%, and 5-year variable rate is currently 3.35%.
Scotiabank’s Bank Sales
- Receive 5,000 to 10,000 Scene points when you open a unlimited or all-inclusive chequing account and meet all conditions. Must also have 2 of the following 60 days from account opening; i) reoccurring direct deposit ii) 2 preauthorized withdrawals valued at $50 or more iii) Online bill payment. Other conditions include not having a recent Scotiabank chequing account. Offer expires on September 15th, 2019. Full details can be found here.
- Many credit card deals are available; including free movies, low introductory interest rates for the first six months, and no annual fee for the first year.
- Currently mortgage promotions include a 4-year fixed are 4.79%
- Receive up to $1,200 towards transfer costs when you transfer-in a mortgage. To qualify, mortgage must be over $100,000 and the new term must be closed and 3 years or longer.
- Other third party promotions include Turbotaxes and 12 months of free McAfee virus protection.
Bank of Montreal’s Bank Sales
- Receive up-to $300 or 1,000 Air Miles when you open a new qualifying account online by October 31,2019. Several conditions must be met including making a deposit by October 31st, 2019, setting up an automatic deposit and paying 2 online bills that are $50 or over for two consecutive months by December 31st, 2019. Account must also be open until October 31st, 2020. Make sure that you review the conditions to confirm that you qualify. Full details can be found here.
- Clients can take advantage of Planshare accounts that allow them to open as many as 20 accounts under their names for one monthly fee.
- Various credit card offers exist that include conditional 4% cash back, 500-2,000 of free Air Miles points, and more.
- Current mortgage promotions include an interest rate of 3.29% for a 3-year smart fixed rate mortgage and 3.39% for a 5-year closed mortgage.
RBC’s Bank Sales
- Receive an Apple iPad when you open an new qualifying account and meet the requirements by September 3rd, 2019. Qualifying accounts include No Limits Banking and RBC VIP accounts. Must set-up either two of the following; i) a regular payroll deposit, ii) 2 pre-authorized withdrawals and iii) 2 online bill payments to a service provider by November 29th, 2019. Conditions include not currently having a RBC personal chequing account and that the account must be open for over a year. Full details should be reviewed and can be found here.
- RBC is currently offering 15,000 welcome points on their Avion Platinum Visa card, and many other credit card offers.
- Mortgage options include 2-year fixed at 3.38%, 5-year fixed at 3.24%, and 5-year variable at Prime – 0.6% – currently 3.37%.
Simplii’s Bank Sales
- New clients are eligible to receive $200 when you open an account by July 31st, 2019. Within 90 days, must set-up either i) 2 re-occurring deposits or ii) pay 2 preauthorized bills for over at least 2 months
- Regular savings account is offering 1.15%
- Currently offering a 4-year fixed mortgage at 3.54, 3.34% on a 2-year mortgage, and currently 3.45% for a variable 5-year.
- The mortgage offer pays up to $2,500 cash back on your mortgage amount for transfer-ins and new purchases. This offer applies to fixed term mortgages 3 years and longer and a the 5-year variable fixed. It’s important to add that cash back mortgages often have higher interest rates and may be more expensive in the long run. This offer ends on October 31st, 2019. Full details can be found here.
Tangerine’s Bank Sales
- Receive up to $100 bonus when a new client opens a new chequing with Tangerine by August 31, 2019 and use the code “JFL100”. Must open account with $250 and keep as minimum balance for 60 consequative days. Full details can be found here.
- New clients receive an annual interest rate of 2.75% for 6 months (182 days) on all balances in savings, TFSA or RSPs accounts. Offers ends on October 31st, 2019 – however, this offer has been extended for many years.
Note: Great effort is taken to provide accurate and updated sales and promotions information, but these offers can be changed by the providing organization at any time. Therefore, we are not liable for any informational changes or errors.